ARE DIGITAL PAYMENTS SECURE ENOUGH FOR THE INDIAN ECONOMY TO GO CASHLESS

ARE DIGITAL PAYMENTS SECURE ENOUGH FOR THE INDIAN ECONOMY TO GO CASHLESS

Digitization is on peek today in India. India has just stared towards digitization. But the biggest question is “is it safe?”  The answer to this question is an easy NO, as today India is has many hackers. Online transactions in India are not at all safe. What is more dangerous is we as individuals and as a society don’t care and are happy with the fact that are digitization is not safe and promises every day. India is at the top in indulging or falling people into wrong or unwanted links.

Twitter accounts have been hacked of many people in India and over the world as well. Even the account of Mr. Rahul Gandhi had been hacked in last few days which is a alarm for rest of the society to be aware of the hackers. These hackers even hack the mail accounts which contain very personal and sensitive data.

Many people India are using mobile payments first time. People are not aware of the problems they may face or the thing they should keep away from. They do not know what is safe and what is not. Prime Minister Mr. Narendra Modi has suggested to the people who know about it to tell to the ones who don’t know about the digital payments.

   People should understand that it takes less than seconds for mobile transactions. App like Paytm and Freecharge are nowadays common for mobile payments. People who are using the digital payments for the first time will take some time also our support, support of those who know about it. They need help so that they do not fall in fake or unwanted sources and find themselves in problem.  

          Government should make sure that if India has to go cashless it should be safe. It is not possible for India to go digital if it is not safe for the people. Cyber crime in India is alarming. This has to stopped or at least reduced so that people believe and go cashless.   

In India if digitization has to work it should be safe. To bring the dream of cashless economy in India strict steps have to be taken. Strong rules and heavy penalties should be applied.

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